Find the right financial advisor and minimize what you pay
Neutral, evidence-based insights and personalized consulting to help you never get burned by financial advisors again.
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You deserve high-quality financial advice that’s in your best interest.
You deserve:
No more overpaying for financial advice
Unbiased advice from qualified professionals
A transparent relationship with no conflicts of interest
AdvisorSmart is here to help you achieve exactly that.
100% financial advisor neutral, committed to your best interest
I started AdvisorSmart because I’ve grown tired of hearing stories about average people losing piles of money to hidden fees and commissions. I’m fed up with Wall Street flagrantly duping their clients because they can, because they’ve bribed Washington to essentially look the other way. I’m sick of Goliath trampling the little guy time and again.
With AdvisorSmart, my aim is to empower you to stand up for yourself, to identify and reject salespeople as financial advisors, and to find a trustworthy advisor who fits your needs.
- David Bromelkamp, Founder, AdvisorSmart
Our Offerings
Book: AdvisorSmart for the Individual Investor
Educates and empowers individual investors—no matter their age, circumstances, or net worth—to competently navigate today’s financial advice landscape and select a trustworthy financial advisor who fits their individual needs.
Note: A digital eBook and audiobook version is available too!
Read a Sample
Audiobook
David self narrates his ideas, concepts, and strategies himself in this compelling audiobook.
Listen to a Sample"[This book] is the go-to reference guide for individual investors looking to find and select a prudent financial advisor." — W. Scott Simon, former Morningstar columnist
Online Course: How to Select the Right Financial Advisor
✓ Cut through financial industry confusion
✓ Avoid hidden commissions and biased advice
✓ Understand exactly what to look for (and avoid) in an advisor
✓ Build a simple, smart plan to protect your wealth and legacy
✓ Find a legal fiduciary advisor who puts your needs first
Make a one-time investmentHave David Bromelkamp and his team help you personally
Book a CallAdvisorSmart Personalized Consulting Services
Level 1
Financial Advisor "Checkup"
Learn What You Have
Best for you if you are asking:
● "Is my advisor really a fiduciary?"
● "How is my advisor actually paid?"
● "Are there conflicts of interest I don't understand?"
● "Before I make changes, I want clarity."
Level 2
Financial Awareness "Fee Audit"
Learn What You Pay
Best for you if you are asking:
● "I don't really know my total fees."
● "My statements are confusing."
● "I suspect I'm paying more than I realize."
Level 3
"Fee Reduction" Service
Reduce What You Pay
Best for you if you are asking:
● "I know I'm paying too much."
● "I want help negotiating lower fees."
● "I don't want to handle this conversation myself."
Level 4
Financial Advisor "Search"
Get A New Advisor
Best for you if you are asking:
● "I want a legal fiduciary advisor I can trust."
● "I'm starting over or facing a major life transition."
● "I don't trust advisor marketing claims."
David Bromelkamp Snapshot
Personal finance expert with over 40 years of experience in the field of financial advice
Founder, AdvisorSmart
Former CEO, Allodium Investment Consultants, a fee-only Registered Investment Advisor in Minneapolis
Awarded the Legacy Award and Lifetime Membership from the Minnesota Society of Certified Public Accountants (2025)
More than 20 years of experience as an Accredited Investment Fiduciary (AIF®)
Blog: Get Free Insights from David
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Kiplinger Adviser Intel Articles by David Bromelkamp
The Fiduciary Firewall - Guide to Honest Financial Planning
I'm a Financial Adviser: This Is Why I Became an Advocate for Fee-Only Financial Advice
'Fee-Only' and 'Fiduciary' Are Not the Same
Fee-Only Financial Advice: Do You Really Know What It Means?
Will a Financial Professional Always Act in Your Best Interests?
When Paying for Financial Advice, Think Like Warren Buffett
The Radical Concept That Led to Client-First Financial Planning
I Asked Investors to Share the Frustrations They Have with Financial Professionals
Looking for Financial Advice? Start with This Question?
